Purchase-related expenses
In Spain Basic taxes:
- When buying new property, 10% of VAT developer;
- When buying property on the secondary market, 10% of VAT goes to the state as conveyance tax;
- VAT on buying garages, commercial properties or land plots without constructions is 16%;
- There is additional 1% state fee on VAT transactions.
Also, all buyers have to pay notary fee and title deed registration fee.
In other words, total expenses related to buying real estate in Spain can amount to 13-14% of the price of the property (residential) or even 18-19% (garages, commercial properties or land plots without constructions). The expenses will get even hire in case you ask for mortgage.
Mortgage application expenses:
- Up-front banking commission — usually 1-2% of the total sum;
- Property evaluation fee — circa 0.1% of its value;
- Notary fee — depends on a number of factors; determined individually;
- Registration fees — about 1.7% of the mortgage sum.
Added to the expenses listed above, this will cost you extra 15-16% on residential property or 19-20% on other property types.
We would like to mention that these calculations include our service fee (approximately 1% of the property value), covering all kinds of legal support:
- Evaluating statutory compliance of the contract;
- Checking property registry databases for clean title;
- Preparing the full set of documents necessary to sign the title deed in the presence of a notary and checking the seller for unpaid debts or other encumbrances on the property;
- Full legal support of the deal.
Spanish regions and coastal areas
Madrid
Barcelona
Valencia
Girona
Playa de Aro
Lloret de Mar
Los Roses
Tossa de Mar
Blanes
Sant Antoni de Calonge
Sant Feliu de Guixols
Empuriya Brava
Salou
Coma-Ruga
Miami Playa
Calafell
Cambrils
Roda de Bara
Sant Andreu de Lavaneras
Sant Vicens de Montalt
Mataro
Cabrils
Theia
Aley
Sitges
Castelldefels
Gava Mar
Estepona
Malaga
Marbella
Puerto Banes
Alicante
Benidorm
Torrevieja
Calpe
Javea
Altea
Cumbre del Sol
Denia
Campoamor
Cabo Roig
Moraira


- Catalonia 542
- Barcelona (123 )
- Costa Blanca
(373)
provincia de Alicante
- Costa Brava
(218)
- Playa de Aro (8 )
- Lloret de Mar (15 )
- Tossa de Mar (7 )
- Blanes (23 )
- Sant Feliu de Guixols (1 )
- Costa Dorada
(81)
- Coma-Ruga (8 )
- Calafell (36 )
- Cambrils (1 )
- Roda de Bara (4 )
- Costa del Maresme
(136)
- Sant Andreu de Lavaneras (27 )
- Mataro (4 )
- Aley (15 )
- Theia (8 )
- Sant Vicens de Montalt (20 )
- Cabrils (39 )
- Costa del Garraf
(107)
- Sitges (30 )
- Castelldefels (41 )
- Gava Mar (32 )
- Andalucia 49
- Costa del Sol
(49)
- Estepona (3 )
- Marbella (32 )
- Puerto Banes (2 )